Small businesses, especially home based businesses, have a natural tendency to ignore everything except the core areas of running a business. While this is understandable, given the constraints, it is still a big mistake.

The federal government has made it very easy for small businesses to offer benefits to employees. The IRS has issued guidelines which require little or no paperwork, offer significant tax benefits for both employer and employees, and the management costs for these plans are either waived or insignificant. Also to be noted is the fact that even self-employed or solo plans offer the same benefits for the small business owner.

Articles in this section deal with the financial and legal aspects of employee management for small businesses. Included are detailed descriptions for benefit plans for small business owners, group plans, liability insurance issues, medical savings accounts and health plans for owners.