With rising health care premiums, costs of long term care and increased life expectancy on one hand and a highly volatile market with low returns and the collapse of employer paid retiree benefits, the question of running out of money in your old age is no longer a hypothetical question. Retirement planning will ensure that you can maintain a sufficient balance of principal, while securing earnings which are high enough to be able to cover your expenses.

In this section, we present articles which deal with the basics of retirement planning. What are the issues - Tax savings, requirement analysis, investment strategies, health care planning, etc. - Which you need to understand and plan and prepare for.